Financial Architecture for Private Wealth
We create a unified framework of financial solutions where assets, ownership, and management work in perfect synergy.
Qualifications and expertise for us not empty words
Vasyl Matiy
Founder, CEO Smart Family Office, SVP Toloka.VC. Advises founders and families based in the EU, UK, and US with $5–50M in capital on asset structuring across jurisdictions, tax efficiency, investment policy, and personal capital architecture.
Kateryna May
Certified Financial Advisor. Holds a Master’s degree in Finance from Portugal, the United Kingdom, and Germany. Background includes roles at Crown Agents Bank, PwC, and BNP Paribas. CFA Level 1 and DipFA qualified.
Vasyl Bochko
Financial Advisor. Master of Finance in Portugal, UK and Germany, experience at Crown Agents Bank, PwC and BNP Paribas and CFA Level 1 and DipFA qualifications.
Nadiia Baior
Manager at Smart Family Office. Financial expert, lecturer, and certified Cash Flow game facilitator.
Alina Shukh
Ex-COO of Smart Family Office and Certified Financial Advisor. Educator, lecturer, and columnist. World Junior Champion and record holder in athletics. Currently serving in the "Khartia" Brigade of the National Guard of Ukraine.
Your financial
freedom — our goal
Our core principles
Global expertise
We manage private capital within an international context, with a proven track record of supporting high-net-worth clients across multiple jurisdictions. The SFO team holds specialized degrees and leading international certifications in Financial Planning and Wealth Management.
Privacy by default
All client information is strictly confidential. We operate under formal agreements, ensuring that privacy is not just a formality but our fundamental standard of work.
Independent advice
We don’t sell financial products and do not receive hidden compensation from third parties. Our recommendations are not influenced by commissions or incentives.
Long-term horizon
We focus on decisions with long-term implications across growth cycles, cross-border changes, significant financial events, and capital transfer.
Strategic execution
SFO ensures your strategy is executed seamlessly, without pauses or chaos. Through consistent monitoring and regular reviews, your advisor stays by your side to maintain strategic focus and logical decision-making.
Institutional logic
We build financial systems where decisions are governed by hierarchy, interconnectedness, and correction mechanisms. This ensures capital resilience over the long term, adapting to changing conditions and the transition between generations.
Logic
Rules
Structure
Real estate
50%
Cryptocurrency
30%
Cash
20%
Stocks and funds
35%
Business
20%
Real estate
15%
Bonds
15%
Cash
10%
Cryptocurrency
5%
3 LEVELS OF ARCHITECTURE
We establish the investment foundation of capital: a portfolio across multiple asset classes, allocation logic, liquidity, and risk approach. At this level, the strategy defines how capital operates, the principles by which it evolves, and how it maintains resilience under different conditions.
The strategy then takes shape through the ownership structure. We design accounts, jurisdictions, and tax logic so that capital maintains efficiency through growth, scaling, or changes in country of residence. Decisions at this level allow the system to withstand complexity.
The third level operates on a long-term horizon. We establish the rules by which capital functions over time: transfer, roles, family governance, and philanthropic decisions. This transforms assets into a cohesive financial architecture capable of preserving logic and value across generations.
Independent investment management
Time Commitment
Successful investing requires continuous monitoring. Managing a portfolio independently involves market analysis, evaluating new financial instruments, and adapting to changing conditions. Do you have the capacity to dedicate sufficient time?
Market Research & Adaptation
Financial markets are constantly evolving - new regulations, tax changes and platform updates affect performance. Staying informed is essential to protect and grow your capital.
Performance Assessment
"Did I make the right decision? Is a 10% return this year strong performance? How do I evaluate a -5% outcome in 2022?" Objective benchmarks and strategic oversight are critical to making informed decisions.
Tax Optimization
Managing your portfolio also requires handling tax obligations, filing declarations, and keeping up with regulatory changes—an additional layer of complexity that demands expertise.
Professional Investment Support
Delegation & Advisory
A financial manager ensures timely contributions and asset tracking, while a financial advisor helps refine your investment approach based on market dynamics.
Portfolio Rebalancing
As market conditions change, we regularly review your portfolio and adjust asset allocations in line with your strategy and objectives.
Investment Discipline
Only 8% of investors have the discipline, expertise and time to manage their own portfolios. With professional financial advice, this success rate rises to 85%.
Ongoing Monitoring
We provide comprehensive oversight, evaluating interim performance, aligning results with your financial goals, and optimizing liquidity and risk management.
Tax Optimization
Our team handles tax planning, declaration filing, and cost optimization to enhance the efficiency and profitability of your investments.
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